For FY2026-27 (tax year 2027), filers pay nothing on the first Rs 600,000 a year, 1% on the next Rs 600,000, then 11%, 20%, 25%, 29%, 32% and 35% slabs (each on top of a fixed amount) as income crosses Rs 1,200,000, Rs 2,200,000, Rs 3,200,000, Rs 4,100,000, Rs 5,600,000 and Rs 7,000,000. Employers deduct the tax monthly at source.

Rs 100,000 a month is Rs 1,200,000 a year, which sits at the top of the 1% band: Rs 6,000 in annual tax — Rs 500 a month, an effective rate of 0.5% — for a filer, leaving Rs 99,500 a month in hand. Off the Active Taxpayer List this site models the same income at 6%, about Rs 36,000 a year. Enter your own salary for the exact figure.

Foreign-currency IT and IT-enabled export income falls under Section 154A: banks withhold a final tax of 0.25PSEB-registered, or 1% if not (0.5and 2Act 2026 extended through tax year 2029. Being a final tax, no further income tax is due on that income if you stay compliant.

A filer appears on FBR's Active Taxpayer List after filing a return. Non-filers are penalised through heavier withholding: dividends at 30% instead of 15%, capital gains on listed securities at 30% instead of 15%, and this site's non-ATL salary model topping out at 45% against the filer's 35%. The filer tab quantifies exactly what filing saves you each year.

For filers, gains on listed securities acquired on or after 1 July 2024 are taxed at a flat 15% — the holding period no longer changes the rate. Non-filers face enhanced rates around 30% after the Finance Act 2026 withdrew their Tenth Schedule exclusion. Dividends are withheld at 15% for filers and 30% for non-filers. The capital-gains tab computes your net liability from your actual trades.