Pakistani Investor

Historical Returns Comparison

Step into a time machine: see what your money would ACTUALLY have grown to — KSE-100, gold, USD, S&P 500 — for any period and currency, measured against inflation.

Currency
Rs
1,9922,024
1,9932,025
Rs
Inflation ate 167.2% of your money's value — it needed to grow at least 167.2% (to Rs 2.67 Lac) just to break even.
Over 10 years, KSE-100 (stocks) was the strongest — Rs 1.00 Lac would have grown to Rs 8.83 Lac (24.3%/yr).
View
Growth of your money

Rs 1.00 Lac from 2015 to 2025, by asset

Dashed grey = purchasing power (inflation) floor. Dashed colour lines have some estimated/early years.

What Rs 1.00 Lac became — 2015 to 2025

Ranked best to worst by final value. Each uses its real year-by-year returns.

Best
KSE-100 (stocks)price + div

Rs 8.83 Lac

783.3% total24.3% /yr

After inflation: Rs 3.31 Lac (12.7%/yr real)

Goldprice-only

Rs 8.25 Lac

725.0% total23.5% /yr

After inflation: Rs 3.09 Lac (11.9%/yr real)

Savings Certificates (DSC)yieldapprox.

Rs 2.95 Lac

194.6% total11.4% /yr

After inflation: Rs 1.10 Lac (1.0%/yr real)

Holding US Dollarsprice-only

Rs 2.69 Lac

168.8% total10.4% /yr

After inflation: Rs 1.01 Lac (0.1%/yr real)

Property (urban est.)price-onlyapprox.

Rs 1.84 Lac

84.5% total6.3% /yr

After inflation: Rs 69,026 (-3.6%/yr real)

Inflation ate 167.2% of your money's value — it needed to grow at least 167.2% (to Rs 2.67 Lac) just to break even.
Want to project these forward instead of looking back? Project future returns
Sources & last updated· May 2026⌄
  • Pakistan data — KSE-100 levels & returns — Wikipedia/PSX, 1stock1, Mettis/INP
  • Pakistan data — Gold (PKR/tola) — todaygoldrate.pk, livepriceofgold
  • Pakistan data — DSC/NSS rates — savings.gov.pk / SBP
  • Pakistan data — Pakistan CPI — worlddata.info / World Bank / IMF WEO
  • Pakistan data — Compiled in docs/scratch/2026-05-24-research-cal-historical-returns.md (31 May 2026)

Figures are point-in-time estimates for guidance only — verify against official sources before acting.

Educational estimate, not investment advice. Some early and foreign years are approximate / interpolated. Past performance does not guarantee future results.

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