NayaPakistanCertificates
Calculate NPC returns in your local currency with exchange rate scenarios
What are Naya Pakistan Certificates?
Naya Pakistan Certificates (NPCs) are government-backed investment certificates available exclusively to overseas Pakistanis through Roshan Digital Accounts. They offer competitive profit rates in both conventional and Islamic variants.
Who Can Invest?
Any overseas Pakistani with a Roshan Digital Account (RDA) at a participating bank. You must hold a valid NICOP or Pakistan passport with foreign residence.
Naya Pakistan Certificates
Calculate NPC returns in your local currency with exchange rate scenarios
PKR
PKR100,000PKR50,000,000
PKR/USD
PKR/1USDPKR/500USD
%/yr
0%/yr20%/yr
%/yr
0%/yr10%/yr
Scenario Comparison
Base Scenario
Rs 10.75 Lac
ProfitRs 75,000
Effective Rate7.50%
PKR Depreciates
Rs 10.75 Lac
ProfitRs 75,000
Effective Rate-0.46%
Best Rate
PKR Appreciates
Rs 10.75 Lac
ProfitRs 75,000
Effective Rate10.82%