MarketInsights
Daily market digest, analysis, and deep dives on Pakistan's investment landscape
Deep Dives
Apna Ghar Just Raised the Cap to PKR 1 Crore — Here's What Actually Changed
The ECC raised the subsidised mortgage cap from PKR 3.5m to PKR 10m and standardised the rate at a uniform 5%. For middle-income buyers, that is roughly PKR 58,000 a month less than a 14% commercial mortgage on the same loan.
ECC Opens the Apna Ghar Mortgage to 9 Million Overseas Pakistanis — Through RDA and NICOP
On 6 May 2026 the ECC formally extended the 5%, PKR 10m subsidised Apna Ghar mortgage to overseas Pakistanis via NICOP and Roshan Digital Account rails. The strategic point is to channel some of the ~USD 41bn annual remittance pool into formal housing finance.
Can You Really FIRE in Pakistan? A Data-Driven Analysis
We run the numbers on achieving Financial Independence in Pakistan — savings rates, inflation, investment returns, and the role of geo-arbitrage.
RDA vs NPC: Which Is Better for Overseas Pakistanis in 2026?
A comprehensive comparison of Roshan Digital Account and Naya Pakistan Certificates for overseas Pakistanis — returns, risks, and liquidity.
The Ultimate Pakistani Freelancer Tax Guide (2026 Edition)
Everything Pakistani freelancers need to know about the 0.25% tax regime, PSEB registration, and optimizing their tax position.