2.5% of your net zakatable wealth, once it meets the nisab and a lunar year has passed. On Rs 1,000,000 in savings that is Rs 25,000. Debts currently due are subtracted first, so the calculator asks for both your assets and your immediate liabilities.

Nisab is the minimum wealth that makes Zakat obligatory: 7.5 tola (87.48 g) of gold or 52.5 tola (612.36 g) of silver, valued at current market prices. The silver nisab is far lower in rupee terms, so choosing it — the more cautious view — makes more people Zakat-liable. The calculator supports both.

Your primary residence, personal vehicle, everyday clothing and household items, and the tools of your trade are exempt. Zakat falls on wealth-type assets: cash and bank balances, gold and silver, stocks and mutual funds, money owed to you, business inventory, and investment property.

Yes — in this calculator's method, shares, mutual fund units and similar investments count toward your zakatable assets at current market value. Enter them alongside cash, bank balances, gold and silver; the tool nets off debts due now, checks the result against nisab, and applies 2.5%.

Zakat is due once each lunar (Hijri) year on the date your wealth first reached nisab; many Pakistanis choose Ramadan for the extra reward. What matters is consistency — value your assets on your Zakat anniversary every year, subtract due debts, and pay 2.5% of the net amount.