Best credit cards for Pakistani immigrants by country
Mashreq Bank
Annual Fee
Free
Cashback
5%
Rewards
5% on dining (UAE & abroad), 1% international, up to 1% other local spend
Foreign Tx Fee
2.89%
Free-for-life cashback card with high dining rewards
First Abu Dhabi Bank
Annual Fee
AED 300
Cashback
5%
Rewards
Up to 5% (groceries, dining, fashion) + 3% on non-AED spend
Foreign Tx Fee
2.61%
Category cashback plus 3% on international spend
Emirates NBD
Annual Fee
AED 199
Rewards
5 Plus Points per AED 200 on weekends, 4 on RTA, 1 on weekdays
Foreign Tx Fee
1.99%
Dubai commuters — built-in Nol transit chip
Liv (Emirates NBD)
Annual Fee
Free
Cashback
2%
Rewards
0.75% / 1.5% / 2% on all spend, tiered by monthly spend
Foreign Tx Fee
1.99%
Digital-first, free-for-life card for young professionals